Mizan. Your Decision, Weighed

Mizan Evidence-Led Investment Research

Saudi-first research · Official filings · Transparent estimates · Arabic & English reports

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✓ Tadawul verified ✓ CMA disclosures ✓ SEC EDGAR ✓ Islamic investing layer ✓ Risk warnings included ✓ Research support, not advice

Live gatewayCheckingQuotes API

Quote DBCheckingPostgres history

Secure hostCheckingmizaninvest.com

Last checkNowProduction telemetry

1120 -- live AAPL -- live 2222 -- live NVDA -- live 1180 -- live MSFT -- live 7010 -- live JPM -- live 1120 -- live AAPL -- live 2222 -- live NVDA -- live 1180 -- live MSFT -- live 7010 -- live JPM -- live

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🇸🇦 Saudi

🇺🇸 US

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Enter any ticker to begin

Try: SA 1120 (Rajhi) · SA 2222 (Aramco) · AAPL · NVDA
Or click any quick-pick above — results appear here.

Data Reliability Guide

Understanding data confidence levels

✓ Verified — from official filings

Data that was directly retrieved from an official source URL: SEC 10-K/10-Q, Tadawul annual report, CMA disclosure, or company investor relations page. These numbers can be checked by clicking the source link. Still verify named individuals and specific transaction amounts directly from the filing.

~ Sourced — from news or analyst reports

Data retrieved from financial news, analyst reports, or financial data aggregators (Bloomberg, Reuters, Yahoo Finance, Argaam). Generally reliable but may reflect estimates or may have a time lag. Cross-check with official filings before making a decision.

⚠ Estimated — AI model inference

Qualitative assessments, fair value estimates, and scenario assumptions generated by the AI model. These are analytical opinions, not facts. They can be wrong. Never rely on AI-inferred board member names, specific transaction amounts, or governance assessments without independent verification from official filings.

What the AI can hallucinate

Specific financial figures · Board member names and roles · Transaction amounts · Dates of filings · Governance compliance status · Analyst price targets · Earnings beat/miss details. Always click through to the source before acting on any specific number.

Analyst consensus vs tool target

The tool shows two price targets side by side: its own model estimate (DCF / relative valuation) and the analyst consensus target (average of broker targets found in search). A large gap between them is normal — it reflects different methodologies, not an error. DCF is sensitive to WACC and terminal growth assumptions. Analyst targets are forward-looking and reflect expected catalysts. Always understand which you are using and why.

☽ Islamic banking mode

When the analyzed stock is an Islamic bank (e.g. Al Rajhi 1120, Al Inma 1150, Al Bilad 1140), the tool automatically activates Islamic Banking Mode. Conventional metrics that do not apply to Shariah-compliant banks are replaced:

Net Interest Margin (NIM)
→ Net Financing Income

Interest Income
→ Profit Sharing Ratio

Debt / Equity ratio
→ Capital Adequacy Ratio

Loan-to-Deposit Ratio
→ Finance-to-Deposit Ratio

Why some "Verified" labels become "Sourced"

The tool cannot open annual report PDFs or log into Tadawul's member portal. When data is retrieved from a web page that summarises an annual report (e.g. Argaam, StockAnalysis, GuruFocus), it is automatically reclassified from ✓ Verified to ~ Sourced. Only data with a direct, clickable URL to the official filing document retains the green Verified badge. This is intentional — it prevents users from believing data is more authoritative than it is.

🇸🇦 Saudi stocks

saudiexchange.com (Tadawul)
cma.org.sa (CMA)
Company IR pages

🇺🇸 US stocks

sec.gov/edgar (10-K, 10-Q, 8-K)
Form 4 (insider transactions)
13F filings (institutional ownership)

Hiring	To start	% complete
Product	Scope locked	MVP readiness
AI	Design phase	Research engine
Benchmark	Due 14 days	Competitive gaps
Budget	Within plan	Actual vs plan

Task	Target	Purpose	Status
Family office meetings	10	Validate premium need and reporting pain points	Open
Asset manager meetings	5	Validate research workflow and willingness to pay	Open
Private banking heads	3	Explore distribution partnerships	Open
Pricing validation	Direct feedback	Confirm annual package levels	Open
Recruit Head of Mizan	Shortlist	Secure execution leader	Critical

Priority	Role	Profile	Target Output
1	Head of Mizan	FinTech, wealth management, SaaS, product mindset	Execution leader
1	Chief of Staff	PMO, strategy execution, reporting discipline	Control tower
1	CTO	AI platform, cloud-native, FinTech security	Technical foundation
2	CPO + Research Director + Chief AI Officer	B2B SaaS, research, LLM, financial NLP	Product and AI engine

Area	Weight	Mizan Target
Data Coverage	10	Saudi official-source-first + US coverage
Research Quality	15	Evidence-backed thesis, risks, catalysts, fair value
Valuation Models	10	DCF, relative valuation, DDM where relevant
AI Capability	15	Arabic/English AI analyst and report generator
Portfolio Tools	10	Family office dashboard and risk concentration
Technical Analysis	10	Enough for decision support, not TradingView replacement
Saudi Market Support	10	Must beat global platforms
Arabic Support	5	Native, not translated afterthought
Islamic Investing	5	Integrated screening and commentary
Mobile + UX	10	Decision in minutes, not data overload

Argaam	Defeat locally with AI + fair value + portfolio intelligence
Mubasher	Win on UX, research quality, and decision support
Simply Wall St	Match visualization, dominate Saudi and Arabic context
Seeking Alpha	Beat information overload with curated Saudi-first analysis
TradingView	Do not compete on charts; compete on investment decisions
Bloomberg / FactSet / Capital IQ	Borrow best practices only; not direct MVP competitors

Competitive Intelligence	50%
Product Definition	30%
Technology	20%

Paying customers	100
Family offices	10+
Assets influenced	SAR 1B+
Research reports generated	50,000+
Retention	>85%
ARR	SAR 5M+

Tier	Annual Price	Customer	Validation Required
Retail	SAR 1,200	Premium individual investors	Later phase
Professional	SAR 5,000	HNW / active investors	Interview validation
Family Office	SAR 25,000	Family offices	Critical validation
Institutional	SAR 100,000+	Asset managers / institutions	Partnership validation

1. Executive Summary	North star, market, product, traction goals.
2. Problem Statement	Time, trust, data fragmentation, Arabic research gap.
3. Market Opportunity	Saudi first, GCC expansion, HNW/family office focus.
4. Competitive Landscape	Argaam, Mubasher, Seeking Alpha, Simply Wall St, TradingView.
5. Product Vision	Investment decision engine and family office OS.
6. Strategic Moats	Saudi intelligence, Arabic AI, Islamic investing, fair value database, knowledge graph.
7. Financial Model	Conservative, base, aggressive scenarios with ARR, CAC, LTV, churn, gross margin.
8. Risk Analysis	Data quality, AI hallucination, weak differentiation, overbuilding, regulatory risk.